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Auto Insurance Minimum Requirement in 50 US States |
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| State |
Liability required? minimums (in $1000 ) |
PIP required? | No-fault state? | Uninsured motorist coverage required? |
| Alabama | Yes, 20/40/10 | No | No | No |
| Alaska | Yes, 50/100/25 | No | No | No |
| Arizona | Yes, 15/30/10 | No | No | No |
| Arkansas | Yes, 25/50/25 | No | No | No |
| California | Yes, 15/30/5 | No | No | No |
| Colorado | Yes, 25/50/15 | Yes | Yes | No |
| Connecticut | Yes, 20/40/10 | No | No | Yes |
| Delaware | Yes, 15/30/5 | Yes | No | No |
| Florida | Yes, 10/20/10 | Yes | Yes | No |
| Georgia | Yes, 25/50/25 | No | No | No |
| Hawaii | Yes, 20/40/10 | Yes | Yes | No |
| Idaho | Yes, 25/50/15 | No | No | No |
| Illinois | Yes, 20/40/15 | No | No | Yes |
| Indiana | Yes, 25/50/10 | No | No | No |
| Iowa | Yes, 20/40/15 | No | No | No |
| Kansas | Yes, 25/50/10 | Yes | Yes | Yes |
| Kentucky | Yes, 25/50/10 | Yes | Yes | No |
| Louisiana | Yes, 10/20/10 | No | No | No |
| Maine | Yes, 50/100/25 | No | No | Yes |
| Maryland | Yes, 20/40/15 | Yes | No | Yes |
| Massachusetts | Yes, 20/40/5 | Yes | Yes | Yes |
| Michigan | Yes, 20/40/10 | Yes | Yes | No |
| Minnesota | Yes, 30/60/10 | Yes | Yes | Yes |
| Mississippi | Yes, 10/20/5 | No | No | No |
| Missouri | Yes, 25/50/10 | No | No | Yes |
| Montana | Yes, 25/50/10 | No | No | No |
| Nebraska | Yes, 25/50/25 | No | No | No |
| Nevada | Yes, 15/30/10 | No | No | No |
| New Hampshire | No, 25/50/25 | No | No | Yes |
| New Jersey | Yes, 15/30/5 | Yes | Yes | Yes |
| New Mexico | Yes, 25/50/10 | No | No | No |
| New York | Yes, 25/50/10 | Yes | Yes | Yes |
| North Carolina | Yes, 30/60/25 | No | No | No |
| North Dakota | Yes, 25/50/25 | Yes | Yes | Yes |
| Ohio | Yes, 12.5/25/7.5 | No | No | No |
| Oklahoma | Yes, 10/20/10 | No | No | No |
| Oregon | Yes, 25/50/10 | Yes | No | Yes |
| Pennsylvania | Yes, 15/30/5 | No | Yes | No |
| Rhode Island | Yes, 25/50/25 | No | No | Yes |
| South Carolina | No, 15/30/10 | No | No | Yes |
| South Dakota | Yes, 25/50/25 | No | No | Yes |
| Tennessee | Yes, 25/50/10 | No | No | No |
| Texas | Yes, 20/40/15 | No | No | No |
| Utah | Yes, 25/50/15 | Yes | Yes | No |
| Vermont | Yes, 25/50/10 | No | No | Yes |
| Virginia | No, 25/50/20 | No | No | Yes |
| Washington | Yes, 25/50/10 | No | No | No |
| Washington D.C. | Yes, 25/50/10 | No | No | Yes |
| West Virginia | Yes, 20/40/10 | No | No | Yes |
| Wisconsin | No, 25/50/10 | No | No | Yes |
| Wyoming | Yes, 25/50/20 | No | No | No |
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1st number: liability maximum for one person injured
in an accident. |
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